What is investment planning?

Investment planning is the process of combining your financial goals with the financial resources available. Investment planning is a key component of financial planning. It is impossible to have one without the other.

Investment planning is a process that begins when your financial goals are clear. Our financial planning process has been designed to help you and make it clear to you how to match your financial resources with your financial goals australian expat financial planning.

There are thousands of different types of investments. The most generally utilized are cash, stocks, bonds and real estate. Any of these has various factors and a nice property plan will usually include them all.

By helping you define clear and measurable goals, we are able to match the most suitable mix of investments for each specific goal in the most efficient way. It is important to create a solid foundation right from the start, and as your situation may change, we can help you make the necessary changes to achieve your goals.

We have formulated our different monetary planning procedure precisely for worldwide expatriates in agreement with strict regulatory codes.

Financial planning: better to have clear ideas also to apply for a loan

investment planning

The bank is interested in knowing the financial flows of your business and the information that derives from them is so important that it can influence the success or failure of the credit application. The tool that allows you to correctly manage liquidity and keep monetary income and expenses under control is financial planning .

Through financial planning you can check if your company presents:

a financial balance between uses and sources of capital so that investments and expenses find the right financial coverage;

a monetary balance between cash inflows and outflows to maintain company liquidity.

Financial planning can be:

medium-long term (3-5 years);

short-term (1 year).

Medium / long-term financial planning is generally carried out through forecast financial statements that do not present a high degree of detail. For more information, instead, the interim cash budgets are used.

Short-term planning has a greater degree of detail and a time horizon, generally of one year, and is carried out with the monthly cash budgets with which the individual collections and payments are foreseen.

The cash budget must:

plan cash inflows and outflows, forecasting cash surplus or deficit;

find appropriate coverage of cash deficits;

balance cash surpluses and deficits;

check in the final balance the discrepancies between what was estimated and what was obtained in order to improve subsequent planning;

determine which are the best forms of financing that can be accessed among the various alternatives, also depending on the duration of the loan.